Worksheet fields
| Area | What to record |
|---|---|
| Account | Debt type, original creditor, governing state if known |
| Dates | Last documented payment, default, charge-off, sale |
| Later activity | Payment, written promise, settlement, acknowledgment |
| Lawsuit | Filing date, service date, court, plaintiff |
Before relying on the worksheet
Check the actual court papers, official forms, and local rules. If a deadline or legal right is unclear, ask the court about procedure or speak with qualified legal help.
Official Sources to Check
Use official sources for federal rights and your court or state sources for filing rules, deadlines, forms, and exemptions.