Debt Defense Lawyers

How attorneys defend debt lawsuits and protect your rights.

Core Strategies

Standing & Assignment: Has the plaintiff proven ownership of the account?
Contract & Terms: Is there a signed agreement or admissible business records?
Statute of Limitations: Has the filing deadline passed in your state?
Service & Venue: Were you properly served? Is the venue correct?
Counterclaims: FDCPA or state consumer law violations can strengthen your position.

Stage	Typical Window	What Your Lawyer Does
Answer	20–30 days	File defenses, preserve objections
Discovery	1–3 months	Demand proof, challenge documents
Motions	Varies	Seek dismissal/summary judgment
Resolution	Anytime	Negotiate settlement or try the case