No attorney-client relationship
Reading this site, emailing us, or using a checklist does not create an attorney-client relationship.
Local rules control
Debt lawsuit deadlines, court filing rules, exemption claims, and limitation periods vary by state and sometimes by court. Always verify with the court, the papers you received, or a licensed attorney.
No outcome promise
Past examples, checklists, or general explanations do not guarantee dismissal, settlement, judgment relief, or protection from collection.
Official Sources To Check
Debt collection and court rules change. Use these sources as starting points, then verify anything deadline-related with your court, the papers served on you, or a licensed attorney in your state.