Worksheet fields
| Area | What to record |
|---|---|
| Original account | Original creditor, account number fragment, statements, agreement |
| Ownership chain | Bill of sale, assignment, account schedule, intervening buyers |
| Balance | Charge-off amount, payments, credits, interest, fees |
| Timeline | Last payment, charge-off, sale dates, lawsuit filing, service |
Before relying on the worksheet
Check the actual court papers, official forms, and local rules. If a deadline or legal right is unclear, ask the court about procedure or speak with qualified legal help.
Official Sources to Check
Use official sources for federal rights and your court or state sources for filing rules, deadlines, forms, and exemptions.