Plain-English definition
The person or entity entitled to enforce a money judgment.
Why this term matters
The judgment creditor may be the original plaintiff or another entity with enforceable rights. Verify the court judgment and any assignment.
Do not confuse it with
A collector contacting you is not necessarily the judgment creditor.
What to check in your papers
- Where the term appears and who issued the document.
- Whether the document states a date, deadline, hearing, or response requirement.
- Whether an official form or local court rule is referenced.
Official Sources to Check
Use official sources for federal rights and your court or state sources for filing rules, deadlines, forms, and exemptions.