Plain-English definition

A legal collection process that can require a third party, often an employer, to withhold money to satisfy an obligation.

Why this term matters

Consumer-debt garnishment questions often begin with the judgment, employer notice, income source, and local exemption procedure.

Do not confuse it with

Garnishment of wages is different from a bank levy.

What to check in your papers

  • Where the term appears and who issued the document.
  • Whether the document states a date, deadline, hearing, or response requirement.
  • Whether an official form or local court rule is referenced.

Official Sources to Check

Use official sources for federal rights and your court or state sources for filing rules, deadlines, forms, and exemptions.