Frequently Asked Questions
Quick answers to common consumer debt defense questions.
Do I need to respond to a lawsuit?
Usually yes. Failing to answer can lead to a default judgment.
Can a collector call me at work?
Not if you tell them not to, or if your employer prohibits such calls.
What if I can’t afford a lawyer?
Ask about limited-scope representation or payment plans. Some FDCPA cases allow fee-shifting.
Will bankruptcy stop collection?
An automatic stay begins at filing; discuss with counsel whether bankruptcy is appropriate.
For case-specific guidance, speak with a licensed attorney.