Credit Card Lawsuit
Served by a bank or debt buyer? You typically have 20–30 days to respond. We analyze standing, contracts, and evidence to push for dismissal or favorable settlement.
Defend NowFight Back Against Debt Collection — Free Case Review
Connect with experienced debt defense lawyers who defend credit card lawsuits, stop wage garnishment, and challenge unlawful collection under the FDCPA.
24h
Response Time
50+
Partner Attorneys
All 50
States Covered
A+
User Rating
What We Help With
Debt Collection Harassment (FDCPA)
Repeated calls, threats, contacting your workplace, or misrepresenting amounts may violate the FDCPA. You may be entitled to statutory damages.
Know Your RightsWage Garnishment
We file exemptions, challenge the judgment, or negotiate with the creditor to protect your paycheck.
Protect WagesBank Levy
Frozen bank account? Time-sensitive relief may be available. We act quickly to assert exemptions or contest improper levies.
Unfreeze FundsJudgment Relief & Vacatur
Missed a court date? We seek to vacate default judgments and re-open your defense when grounds exist.
Explore OptionsBankruptcy vs Debt Defense
Compare Chapter 7/13 to targeted defense. Bankruptcy isn’t always necessary—understand your choices first.
Compare OptionsWhy Work With a Debt Defense Lawyer
- Challenge standing and documentary proof (chain of assignment, contracts, account statements).
- Use procedural defenses (service, venue, statute of limitations, evidentiary rules).
- Leverage counterclaims (FDCPA, state UDAP) to improve settlement terms.
- Protect wages and bank accounts through exemptions and court motions.
Not legal advice: This site provides general information. Speak with a licensed attorney about your specific case.